Effective date: September 12, 2026
This Privacy Policy explains how Kristia Garvey (“we,” “us,” or “our”) collects, uses, discloses, and protects information when you visit this website, submit a lead form, book an appointment, or communicate with us.
Information we collect
We may collect information you provide directly, including your name, email address, telephone number, state, appointment details, responses to qualification questions, communication preferences, and the contents of communications you send us. We may also receive information from advertising platforms, scheduling providers, insurance-related service providers, and customer relationship management systems when you submit a form or request a consultation.
We may automatically collect limited technical information such as IP address, browser type, device information, referring pages, pages viewed, timestamps, and cookie or similar-technology data.
How we use information
- Respond to inquiries and provide requested insurance education or consultation services.
- Schedule, confirm, remind, and follow up about appointments.
- Evaluate service availability and personalize communications.
- Operate, secure, troubleshoot, and improve the website and our services.
- Measure advertising effectiveness and prevent fraud or misuse.
- Meet legal, regulatory, recordkeeping, and compliance obligations.
Telephone and text-message communications
If you provide your mobile number and affirmatively consent, you agree to receive calls and text messages from Kristia Garvey regarding your inquiry, appointment, requested information, and related services. Messages may be sent using automated technology. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchasing any product or service. Reply STOP to opt out and HELP for help. Carriers are not liable for delayed or undelivered messages.
How we disclose information
We may disclose information to service providers that help us host the website, schedule appointments, manage customer relationships, deliver communications, analyze performance, prevent fraud, or provide other operational support. We may also disclose information when required by law, to protect rights and safety, in connection with a business transfer, or with your direction or consent. We do not sell personal information for money.
Advertising, analytics, and cookies
We may use cookies, pixels, and similar technologies from providers such as Meta to understand visits, measure campaign performance, prevent fraud, and deliver or evaluate advertising. You may control cookies through your browser and use applicable platform advertising-preference tools. Disabling cookies may affect some website features.
Data retention and security
We retain personal information for as long as reasonably necessary for the purposes described above, including legal, regulatory, dispute-resolution, and recordkeeping needs. We use reasonable administrative, technical, and organizational safeguards, but no online system is guaranteed to be completely secure.
Your choices and privacy rights
Depending on where you live, you may have rights to request access to, correction of, or deletion of certain personal information, or to object to or restrict certain processing. You may opt out of marketing emails using the unsubscribe link and opt out of text messages by replying STOP. We may need to verify your identity before completing a request.
Children’s privacy
This website and our services are intended for adults and are not directed to children under 18. We do not knowingly collect personal information from children under 18.
External services
This website may link to or embed services operated by third parties. Their privacy practices are governed by their own policies, and we are not responsible for those practices.
Policy changes
We may update this Privacy Policy from time to time. The effective date above reflects the latest revision. Material changes will be posted on this page.